Mohit Kumar

Operations & Compliance Specialist
New Delhi, IN.

About

Experienced Operations and Compliance Specialist with over 7 years in financial services and data management, specializing in RCU verification, AML/KYC compliance, and customer onboarding. Proven ability to optimize processes, maintain high data quality (98%), and manage critical documentation across diverse loan portfolios and payment systems. Adept at resolving complex issues and ensuring regulatory adherence to enhance operational efficiency and mitigate risk.

Work

AIRTEL PAYMENTS BANK LTD.
|

Senior Executive

Gurugram, Haryana, India

Summary

Currently serving as an Executive, specializing in CMS, Merchant and Biller Onboarding, and comprehensive AML/KYC Compliance and audits for Airtel Payments Bank.

Highlights

Led the onboarding of approximately 20-30 new and existing customers monthly, ensuring seamless integration and KYC compliance for CMS, Merchant, and Biller services.

Managed multi-million dollar accounts, resolving complex AML/KYC issues and customer life event changes to significantly enhance customer satisfaction and retention.

Conducted thorough AML/KYC compliance and audits for CMS, Merchant, and Biller onboarding processes, effectively mitigating regulatory risks and ensuring adherence.

Identified and sampled negative documents based on online checks and mandatory triggers, strengthening fraud prevention and verification protocols for various assets.

Maintained detailed MIS reports for sampling, reporting, and updates across diverse products, ensuring process adherence and timely escalation of critical issues.

Monitored and enforced company policies and processes at the workstation, ensuring operational integrity and compliance with internal and external standards.

HERO FINCORP PVT. LTD.
|

RCU Support Executive

Patel Nagar, Delhi, India

Summary

Managed RCU support and verification processes across a broad portfolio including Personal, Home, Business, and Used Car Loans for nearly two years.

Highlights

Oversaw RCU support for diverse loan products, including Personal, Home, Business, and Used Car Loans, for 1.8 years, ensuring compliance.

Ensured rigorous compliance and verification standards, reducing potential risks across multiple loan portfolios and maintaining data accuracy.

Streamlined documentation and verification workflows, contributing to efficient loan processing and enhanced customer satisfaction.

Collaborated effectively with banking partners and ITO Officers to verify sampling documents, maintaining data accuracy and regulatory adherence.

Maintained daily MIS updates for PAN INDIA & LOCAL cases, ensuring transparent reporting and timely escalation of issues.

CORPUS DATA INFORMATION SERVICES PVT. LTD
|

RCU verification executive

Janakpuri, Delhi, India

Summary

Executed RCU verification processes for a data information services firm, ensuring accuracy and compliance for client data.

Highlights

Conducted RCU verification activities for 6 months, ensuring data integrity and compliance with regulatory standards.

Supported data information services by verifying critical client data efficiently and accurately.

Applied stringent verification protocols to maintain high standards of data quality and security for all processed information.

INCRED FINANCE PVT. LTD.
|

RCU Support Executive

Connaught Place, Delhi, India

Summary

Served as an RCU Support Executive, managing verification and compliance for diverse loan portfolios including Business, Personal, and Education Loans.

Highlights

Supported RCU operations by facilitating verification processes for Business, Personal, and Education Loan portfolios.

Ensured adherence to compliance standards for 1.5 years, contributing to robust risk management frameworks.

Collaborated with internal teams to streamline documentation and support efficient loan processing workflows.

Managed and organized critical financial documents, maintaining accuracy and confidentiality for various loan types.

COMPETENT SOFTWARE PVT. LTD
|

Process Associate

Maya Puri, Delhi, India

Summary

Managed comprehensive data conversion processes for a US-based property, sale, purchase, and mortgage firm, ensuring accurate digital records.

Highlights

Transformed hard copy property, sale, purchase, and mortgage documents into electronic data, maintaining 98% quality accuracy.

Utilized proprietary company portal software to process and manage critical documentation including Deeds, Mortgages, and Lien Documents.

Contributed to streamlining data management workflows, supporting efficient operations for a US-based client.

Achieved and maintained a typing speed of 40+ words per minute, significantly enhancing data entry efficiency over 6 years.

SRC SOLOUTION
|

Hardware Engineer

Janakpuri, Delhi, India

Summary

Provided essential hardware engineering support, ensuring optimal system functionality for clients within a dynamic service environment.

Highlights

Performed hardware installation and troubleshooting, resolving technical issues for clients to ensure seamless operations.

Maintained system integrity and operational efficiency through timely interventions and proactive problem-solving.

Contributed to client satisfaction by delivering reliable hardware support and technical expertise.

Education

Delhi University
Delhi, Delhi, India

Bachelor

B.A. Programme

Grade: 49%

Languages

English
Hindi

Certificates

Diploma in Computer Application (DCA)

Issued By

Unknown

Diploma Hardware & Networking

Issued By

DICS

Skills

Technical Skills

Hardware Installation Troubleshooting, MS Word, MS PowerPoint, MS Excel, Tally-7.2, Photoshop.

Data Management

Data Entry, Typing Speed 40+ WPM, Data Quality (98%), Electronic Data Conversion, Document Management.

Compliance & Verification

RCU Verification, AML/KYC Compliance, Document Sampling, Negative Document Identification, Regulatory Adherence, MIS Reporting, TAT Management, Escalation Handling, Banking & Financial Verification, Process Monitoring, Fraud Prevention.

Customer Operations

Customer Onboarding, Customer Relationship Management, Issue Resolution, Stakeholder Communication, Customer Satisfaction.

Loan Processing

Business Loan, Personal Loan, Education Loan, Home Loan, Used Car Loan, Loan Portfolio Management.

Operating Systems

Microsoft 365, Windows 7, Windows 10.

Interests

Hobbies

Listening to music, Reading, Playing cricket, Gym.